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2219 East 8th Street
(432) 337-3344

HOW MUCH CAN I AFFORD

General Fleet Brokers, Inc. uses a simple equation as a guide to help determine the affordability of a monthly payment. An affordable monthly payment can be between 15-20% of your gross income (your income before taxes or insurance is deducted). This will give an estimate of your automobile budget for all your vehicle payments. Keep in mind that other factors do affect the affordability of your payment. Payments may be lower based on the amount of down payment. At times, the term of the contract can be extended to make your payment fit your budget. Both General Fleet Brokers, Inc. staff and its outside lenders are trained and knowledgeable professionals whose goal it is to make the payments fit your budget.

General Fleet Brokers uses a simple equation to help us determine the monthly payment you can afford.

EXAMPLE

Your monthly income
x .20 (20%)
Amount of monthly payment
+ Insurance

  $1,500.00
x .20
$300.00
+ Insurance

To complete the purchase process, we will need some additional information and documentation. General Fleet Brokers has added this check list to make the process as simple as possible. Please have the following documents available:

 
  • Drivers license
  • Proof of insurance
  • Year to date pay stub
  • Phone bill
  • Electric bill
  • Proof of residence
  • Six (6) references
  • Down payment

Don't be concerned if you do not have all of these documents. There are many substitutions available for each document listed above. These are simply the ones that most people have available. If you are not able to supply some of these, your sales representative will help you with any alternate documents you will need.